www.citi.com/credit-cards – Steps to Access Citi Diamond Preferred Credit Card Online
About Citi Diamond Preferred Credit Card :
Citibank is a banking company serving Credit cards, Mortgages, Personal loans, Commercial banking, and Lines of Credit. This banking company is a consumer division of international financial services Citigroup. This banking company was established in the year 1812 and belonging to financial services. Citibank has it headquarter in New York City, New York, United States.
Overview on Citi Diamond Preferred Credit Card
Citi Diamond Preferred Credit Card is a credit card like other credit cards. But it has many other attractive features than usual credit cards. It is offered and issued by Citibank. It contains low ongoing APR and many other features and benefits.
Citi Diamond Preferred Credit Card Rates and charges
Once you start using your Citi Diamond Preferred Credit Card then you have to pay the rates and charges which are applicable for using a Citi Diamond Preferred Credit Card. The rates and charges of using a Citi Diamond Preferred Credit Card are written below.
- APR for Purchases and Balance Transfers: the introductory APR is nil for the 18 months after opening the credit card account, and then you have to pay an APR of 14.74% to 24.74% as per your credit score. And this rate will be variable based on the Prime Rate.
- APR for Cash Advances: the cash advances APR will be deducted @25.24% and the variability clause is the same as above.
- APR for Citi Flex Plan: you have to pay the APR for Citi Flex Plan @14.74% to 24.74% with the same variability clause.
- Penalty APR: the penalty APR is deducted @29.99% and this rate will be applicable when you make a late payment or if your payment is returned.
- Minimum Interest Charge: the minimum interest will be charged 50 cents or more than that.
- Annual Fee: no annual fee is there to pay.
- Transaction Fees: a balance transfer fee of $5 or 3% (whichever is bigger) on every balance transferring amount will be charged. And the Cash Advance Fee is $10 or 5% (whichever is bigger) on the amount of cash advance. And the Foreign Purchase Transaction Fee is 3% on every purchase transaction in U.S. dollars.
- Penalty Fees: The Late Payment fee and the Returned Payment Fee is up to $40.
Features and Benefits of Citi Diamond Preferred Credit Card :
There are more other benefits and features are available for the Citi Diamond Preferred Credit Card. And you can be able to know about the extra benefits and features here underneath.
- You can be able to check your FICO credit score free of cost.
- You can have a chance to increase your credit limit by requesting that through your Citi Mobile App.
- You can make contactless payments with a Citi Diamond Preferred Credit card.
- You have an option or opportunity to choose the due date of your Bill payment as per your work schedule.
Citi Diamond Preferred Credit Card Application :
To use or consume the features and benefits of the Citi Diamond Preferred Credit Card you have to apply for it first. And the application process can be completed in two ways and the ways are online and the alternative way is by phone. And the application process is mentioned step by step below.
Online
- You can complete your application process online and for that, you have to click on this link www.citi.com/credit-cards/citi-diamond-preferred-credit-card.
- And then you will be redirected to a new page and from there you have to click on the “Apply Now” button under the Citi Diamond Preferred Credit Card picture.
- After that, you have to enter some details like First Name, Middle Initial, Last Name, Home Address, Social Security Number, Date of Birth, Country of Citizenship, Phone Number, Email Address.
- And then you have to give security word hint and security word and financial details.
- After that read the terms and conditions very well and then click on the “Agree & Submit” button to complete the application procedure.
By Phone. This application process can be done through a phone call also. To make this process out by a phone call you have to dial 1-800-505-1675 and then follow the instructions and provide the details required to complete the application procedure through a phone call.
Citi Diamond Preferred Credit Card Account Opening :
You can easily manage your Citi Diamond Preferred Credit Card by creating an account online. And after creating an account online you don’t have to go to a bank branch to manage your fund or card. You can avail the access of your card or account at your location. The account opening procedure is illustrated herein in very simple steps.
- First of all, you have to browse this link www.citi.com/credit-cards/citi-diamond-preferred-credit-card from your smart device.
- After reaching the website you have to look on the top right side of that page and click on “Open an Account”.
- After that, you will be redirected to another page and you have to enter your Zip Code.
- After that, you have to choose your account type and then follow the further instructions to complete the Account Creation procedure
Citi Diamond Preferred Credit Card Account Login :
When you create your account once then you have to Login when you want to access your account and credit card. Without completing the Sign-On process. You can complete the Sign On process by following the underneath steps.
- At first, you have to go to the website of Citi Credit Card website by browsing this link www.citi.com/credit-cards/citi-diamond-preferred-credit-card.
- And then you have to click on the “Sign On” from the top right corner of the website.
- Then you will be redirected to a new page and from there you have to click on the Sign On again and you will reach the portal.
- Then enter your User ID and Password and click on the “Sign On” button to complete the Sign Portal.
Also Read : Manage your Rapid PayCard Online
Citi Diamond Preferred Credit Card Activation :
Once you have your card in your hand then you have to activate that card before you go to use it. And the activation of your credit card can be done in three ways. And the ways are by internet banking, by phone, and by mobile app. And the activation process is written underneath.
Internet Banking
- At first, you have to click on this link www.citi.com/credit-cards/citi-diamond-preferred-credit-card and then reach the Sign On portal (as mentioned above).
- Then you have to click on the “Activate a Card” to activate your card.
- After that, you have to enter your Card Number in the given place and click on the “Continue” button and follow the instructions to complete the activation procedure.
By Mobile App
- You can also complete this procedure with your Citi Mobile banking app. You just have to open your Citi Mobile App and then click on the “Register or Activate a Card” option.
- And then you have to do as per the app directions and follow the instructions properly to activate your card.
By Phone
Also, you can be able to activate your card by phone call. To activate your card by phone call you have to make a call on this number 1860 210 2484 and follow the instructions of the Citi Customer Card executive and provide the card details to activate your card.
Recovery of Citi Diamond Preferred Credit Card Account Login Credentials :
If you lost your Citi Bank online banking account login credentials, then you have to recover that. Because without recovering such details you can’t be able to access your account or manage your account or card. And the recovery procedure is illustrated underneath.
- At first, you have to reach the Sign-On portal (as mentioned above) by clicking on this link www.citi.com/credit-cards/citi-diamond-preferred-credit-card.
- Next click on the “Forgot User ID?” if you lost your User ID. And if you lost your password then you have to click on the “Forgot Password?”
- And then choose your account type and enter the details as per your account type.
- After that click on the “Continue” button and follow the further directions to recover your User Id.
Citi Diamond Preferred Credit Card Bill Payment :
Once you start using a credit card then you have to pay your credit card bill from time to time otherwise you have to pay the late payment fee and other charges you can pay the bill online or by phone or Western Union/Quick Collect or through the mail.
In Online
- You can make your Citi Diamond Preferred Credit Card bill by browsing this link home.cards.citidirect.com.
- After that, you have to do as per directions from the website and make your payment by providing the required details.
By Phone
You can pay your Citi Diamond Preferred Credit Card bill by phone call. And for this, you have to call the below-stated number and share the required details and follow the instructions properly to make your payment.
(800) 200-7056
(757) 852-9076 (collect)
Western Union/ Quick Collect
You can use the Western Union/ Quick Collect option by using the Code City: Roman SD
By Mail
- You can pay your bill via U.S. Mail. To send your payment you have to enter the card details and payment coupon along with a check and mail that to the below-mentioned mailing address.
Citibank Government Card Services P.O. Box 183173 Columbus, OH 43218-3173
- You can also use Express Mail Payments (FedEx, UPS, Airborne). And the process is the same as above but the mailing address is different and the mailing address is as follows.
Citibank Government Card Services Payments Department 1500 Boltonfield Street Columbus, OH 43228
Contact Information :
1-800-347-4934
Reference :
www.citi.com/credit-cards/citi-diamond-preferred-credit-card
