www.discover.com/itapply – Guide to Apply Discover It Credit Card Online

by Survey Land June 12, 2021

How to Apply for Discover It Credit Card :

Discover is a US-based credit card brand. It was started by Sears in 1985. They do not charge annual fees on their cards. Almost every Discover credit card is issued by the Trust Bank, formerly known as the Greenwood Trust Company.

About Discover It Cash Back :

If you have a good or better credit score, then the Discover It Cash Back card would be an excellent choice. With the Discover It Cash Back card, you don’t have to pay an annual fee. Using this card, you will get to earn up to 5% cashback on purchases. Like all the other Discover credit cards, you will get the first-anniversary bonus. It is more than just a cashback credit card. They offer 0% intro APR on your new purchases and balance transfer.

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Benefits of Discover It Credit Card :

Discover It Cash Back card offers the following benefits:

On your everyday purchase at different places, you will get 5% cashback. You can use your Discover credit card at grocery stores, gas stations, amazon.com, etc.
Get a flat 1% cashback on all your other purchases.
If you are a new card member, then you will get double cashback for the first year.

Rates of Fees of Discover It Cash Back Card :

Interest Rates and Interest Charges:

APR for Purchases: For the first 14 months, there will be no intro APR. After that, the purchase APR will be 11.99% to 22.99%, depending on your creditworthiness.
APR for Balance Transfer: There will be no balance transfer APR for the first 14 months. After that, you will be charged 11.99% to 22.99% depending on your creditworthiness.
APR for Cash Advances: Based on the market prime rate, the cash advance APR will be 24.99%.

Fees:

Annual Fee: Discover It Cash Back card does not charge any annual fees.
Cash Advance: For the cash advance, you have to pay 3% of the amount or at least $10 minimum.
Late Payment Fee: For the first time, you would not be charging any late payment fees. After that, the late payment fees will be up to $40.

Apply for Discover It Credit Card :

If you have an invitation code for the Discover It Cash Back, then you can simply follow these simple steps below:

You have to click on this link www.discover.com/itapply.
Then, provide your 23 digits of the invitation number on the given field.
For the invitation number, you have to check the invitation letter.
After that, you have to click on the Start Your Application option.

Then, you can simply follow the on-screen instructions to complete the application process.

How to Login at Discover It Credit Card Account :

To access your Discover credit card account, you have to log in to your credit card account. You will require your username and password to access the credit card account. You have to follow these simple steps below to access your account:

You have to click on this link www.discover.com for direct access to the Discover website.
Then, from the top right-hand corner of the page, will see the login section.
You have to input your username and password on the given fields.
Then, simply click on the Login button to access the credit card account.

How to Register for Discover It Credit Card Account :

To manage your credit card, you must have to register for the Discover Online account. You have to follow these steps to complete the registration process:

Simply click on this link www.discover.com for direct access to the Discover site.
As you landed on the Discover homepage, you will see the login section on the right side.
Select the Credit Card option is selected and click on the Register Your Account.
Then, under the Credit Cards, you need to click on the Register Now option.
Then, you have to provide the 16 digits of the card number and the expiration date of your card.
You also have to provide all the other card details on the required fields.
After that, you have to click on the Continue button for the steps further.
Then, you can simply follow the further guideline to complete the registration process.

How to Activate Discover It Credit Card :

If you have your Discover It card, then you have to activate it first. You can easily activate your credit card by following these simple steps below:

You have to visit this link www.discover.com, for direct access to the Discover site.
As you landed on the Discover site, you will see the login section on the right side of the homepage.
Make sure that the Credit Card option is selected and click on Activate Credit Card option.
You can activate your credit card by login into your account or without login into your account.
If you have a registered account at the Discover site, then simply log in to your account to activate the card.
If you choose to activate your card without login into your account, then you have to provide few basic details. You will get all the details on the back of your credit card.

Also Read : Application Process for Citi AAdvantage MileUp Card

How to Make Payment for Discover It Cash Back Card Bill :

There are several payment options available to pay your Discover It credit card bill. You can choose to follow any of these following methods to make the payment:

Online Payment Method:

To pay your credit card bill through the Discover Online Banking account, you have to follow these steps below: