How to Access your Merrick Bank Credit Card :
Merrick Bank mainly provides three credit cards, the Platinum Visa Credit Card, Double Your Line Secured Visa Credit Card, and Secured Visa Credit Card. These credit cards are not like any cash back or points cards. These cards do not feature any rewards. They mainly targeted people with limited credit scores. If you are looking for a credit card to improve your credit score, then these cards are one of your best choices. They report to all three credit bureaus, so it will definitely help you to build your credit score.
Features of Merrick Bank Credit Card :
These are the following features that you can access through your Merrick Bank Credit Card:
- You will get a monthly FICO Score for free.
- Access your online account through the free cardholder center. You can access the online account service is available 24/7.
- Your account will be reviewed regularly, which will increase your credit line.
- They report all the three major credit bureaus each month and it will defiantly improve your credit score.
- In their learning section, you will get the latest building, money management resources, and budgeting.
How to Login at Your Merrick Bank Credit Card Account :
It is quite simple to log in to your Merrick Bank Credit Card account. You must have to sign up first for the online account. To access your Merrick Bank Credit Card account, you will need your registered username/email address and password. With your login credentials, you just have to follow these simple steps below to access the credit card account:
- You need to visit the official website of Merrick Bank at merrickbank.com.
- As you landed on the homepage of Merrick Bank, you will get the login section on the right side of the homepage.
- Make sure that the Credit Card option is selected from the drop-down menu.
- Then, on the required fields, simply input your Username/Email Address and Password.
- You can simply check the Remember Me box to save your username on that device.
- After providing you login details, simply click on the login button.
- If you provided the right login credentials, then it will redirect you to your credit card account.
How to Sign Up for Merrick Bank Credit Card Account :
If you are a new user, then you must have to sign up for the Merrick Bank Credit Card account. You have to follow these simple steps below to sign up for the online account:
- Firstly, you need to click on this link merrickbank.com
- Then, under the login button, select the Not Enrolled? Signup Now option.
- Then, you have to provide your account number in the first field.
- You have to input your date of birth on the next space.
- On the last field, you have to provide your social security number.
- After entering all the necessary details, you just have to select the Next button.
- Then, simply follow the steps further to sign up for an online account.
Credit Cards Offered by Merrick Bank :
There are mainly three credit cards that Merrick Bank offers. One of the three credit cards is an unsecured line of credit and two of them are secured lines of credit.
Platinum Visa Credit Card:
- You don’t have to pay any security deposit for Platinum Visa Credit Card.
- It will help you to double your credit line.
- The initial credit lines are $550 to $1200 and double lines are $1100 to $2400.
- You will get the exclusive platinum visa benefits on this card.
Also Read : Best Buy Credit Card Activation
Double Your Line Secured Visa Credit Card:
- Required a security deposit of $200.
- It can double your credit line.
- You have to deposit $200 and it will double your credit limit up to $400 without any extra fees.
- For the first year, you have to pay the annual fee of $36. After the first year, you have to pay $3.
Secured Visa Credit Card:
- This card allows the cardholders to choose the credit limit based on how much money they want to put down as a security deposit.
- For the first year, you have to pay the annual fee of $35 and after that, you will be charged $3 per month.
- The lowest APR of this card is 17.45% for purchase and 22.45% for cash advances.
Application Guide for Merrick Bank Credit Card :
If you have a mail offers, then you can apply for the Unsecured Credit Card. Otherwise, you have to apply for Secured Credit cards. In order to apply for the Merrick Bank credit card, you have to follow these simple steps below:
- Firstly, you have to visit the official website of Merrick Bank.
- For direct access to the website, simply click on this link merrickbank.com
- Then, under any secured credit card, select the Learn More option.
- Then, under any specific credit card, simply select the Apply Now option.
- You have to provide all the necessary details and click on Continue to the next step option.
- After that, you just have to follow the on-screen instructions to complete the application process for the Merrick Bank credit card.
Merrick Bank Credit Card Customer Service :
If you have any questions about the Merrick Bank credit card, then you can contact the customer service department.
P.O. Box 9201
Old Bethpage, NY 11804-9001
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