www.activate.syw.accountonline.com – Shop Your Way Card Activate

How to Activate Citibank Shop Your Way Mastercard :

The Shop Your Way Mastercard is a rewards credit card, issued by Citibank. This reward card is mainly designed for the customers of Sears and Kmart. With this card, you can earn considerable rewards on some of your basic types of spending. The points you earn with the Shop Your Way Card can be used on future purchases within the Sears and Kmart network of stores.

If you frequently shop at Sears and Kmart and spends a lot on gas and goods, then you should consider Shop Your Way Mastercard. The reward rates for the grocery, gas, and restaurant is quite competitive, even among some general rewards card. Unlike regular Rewards Card, this card offers points only good towards purchase with Kmart and Sears.

How to Activate Shop Your Way Card :

If you have a Shop Your Way Card, then you need to activate it before you can use it. The activation process is quite simple. You will need your card details to activate your Shop Your Way Card. You can simply follow these simple instructions below to activate your Shop Your Way card:

shop your way card activate

  • Then click Continue.
  • You have to provide your name as it appears on your Shop Your Way card.
  • Then, enter your security code.
  • In the last field, you have to provide the last 4 digits of SSN.
  • After that, you just need to select the Verify button to proceed further.

Benefits of Shop Your Way Card :

These are the following benefits that you will get with the Shop Your Way Card:

  • You can earn 5% Shop Your Way points on your eligible purchases at gas stations.
  • On eligible purchases at restaurants and grocery stores, you will get 3% Shop Your Waypoints.
  • You will receive 2% in points on the purchase of Sears & Kmart.
  • On all your other purchases, you will get 1% Shop Your Waypoints.

Rates and Fees of Citibank Shop Your Way Mastercard :


  • APR for Purchase: The purchase APR of this card is 25.24%. But it may change depending on the market-based prime rate.
  • APR for Balance Transfer: The balance transfer APR will be 25.24%, depending on your creditworthiness.
  • APR for Cash Advance: The cash advance APR will be 27.15%.


  • Annual Fees: There will be no annual fees on this card.
  • Balance Transfer Fee: For each balance transfer, you will be charged $10 or a minimum of 5% of the transferred amount.
  • Cash Advance Fee: You have to pay $5 for the cash advance or a minimum of 5% of the transferred amount.
  • Late Payment Fee: For the late payment fees, you will be charged up to $40.

Apply for Shop Your Way Mastercard :

If you haven’t yet applied for the Shop Your Way Mastercard, then you can do it online. You have to click on this link www.shopyourway.com/card. There you will get the complete details regarding the Shop Your Way Mastercard.

Also Read : Merrick Bank Credit Card Login

Payment Options to Pay Your Shop Your Way Mastercard Bill

There are several payment options to pay your Shop Your Way Mastercard bill. You can choose any of the following methods to pay your Shop Your Way credit card bill:

Online Payment Method:

Pay your Shop Your Way Credit Card bill online. To make your credit card bill payment, you have to log in to your account. You can simply follow these simple instructions to pay your credit card bill:

  • Firstly, you need to click on this link www.activate.syw.accountonline.com
  • There, from the top right-hand corner of the page, click on the Sign On option.
  • You have to provide your registered User ID and Password on the required fields.
  • To save your User ID on your device, check the box, Remember My User ID.
  • After entering your login credentials, you just need to select the Sign On option.
  • Once you logged in to your account, you can easily make the payment for your Shop Your Way Card.

Pay by Mail:

They also accept the payment through the mail. You can send your credit card bill payment in form of a money order or personal check. You can use these following address to pay your Shop Your Way card:

Shop Your Way Credit Card Payments
P.O. Box 78024
Phoenix, AZ 85062-8024

If you like to make the overnight payment, then you have to send your payment stub to this address below:

Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

Contact Info :

If you have any queries about the Shop Your Way Credit Card, then you can contact the customer service department.


Technical Support: 1-877-254-8073

TDD/TTY: 1-877-816-8691


Shop Your Way General Inquiries
P.O. Box 6282
Sioux Falls, SD 57117

Reference Link :


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